These are the EASIEST ways close your Stash account [2022]

How do I sell an investment?

Selling investments is easy and painless. Plus you can do it right from the app! When selling, you have the option to sell a specific dollar amount or the entire investment. Please note that there’s a mandatory 2-business-day holding period after the sale before your funds will be available to use.

To sell investments in the app:

  • From the Home screen, tap Invest on the navigation bar.
  • Select the investment you’d like to sell.
  • Tap the Buy/Sell button, then tap Sell.
  • Choose the reason(s) you’re selling, then press Continue.
  • Enter the amount you’d like to sell, then press Continue.
  • Make sure your information is correct on the Confirm sale page, then read the disclaimer and check the box. Tap the orange Sell button to confirm the sale.

You’re all set! After the holding period of 2 business days is over, you’ll be able to use your funds. Keep in mind that a business day is Monday through Friday, excluding weekends and US market holidays.

Still have questions? We’ve got answers! Reach out to Support here.


Bank Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.  Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank.  All of the registered trade names are used by and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.  Green Dot is a registered trademark of Green Dot Corporation. (c) 2020 Green Dot Bank. All rights reserved. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

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How much can you earn with Stash?

The amount you earn with Stash is going to depend completely on you. The more you invest and the better your investments do, the more you can earn. As a reminder, investing involves risk. There are no guarantees and while your investments have an opportunity to gain value over time, they also may lose value.

Stash indicates that its users save an average of $1,4329 per year by using the company’s tools. If you invested that money every in a tax-deferred account and your investments earned a 7% annual return over 30 years, you could end up with over $135,000 saved. Of course, you could also end up with similar savings from any online brokerage account or robo-advisor, assuming you made the same investment and earned a similar return.

About the Author

​​A writer and editor with more than 100 book credits in the juvenile and young adult non-fiction format, Tom Streissguth has mastered the craft of explaining complex, difficult subjects clearly. His books have covered history, geography, economics, media and current affairs; he’s also written biographies of historical figures for Lerner, Enslow, Facts on File, Greenhaven and other major educational publishers.

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Stash Features

Here are some of the features that Stash offers.

Cost and Account Types

There are no fees associated with the banking services. Stashers pay $1, $3 or $9 a month for the different account levels. The higher the fee, the more features available to the user.   

Stash Beginner, the $1 plan, offers:

  • Banking
  • Investing
  • Personalized advice
  • Savings tools
  • A Stock-Back card
  • A $1,000 life insurance policy

The Stash Growth plan, costing $3 monthly, offers all of the Beginner features in addition to:

  • Retirement guidance
  • IRAs (traditional or Roth)
  • A Smart Portfolio account

The Stash+ plan, the top tier at $9 monthly, also offers: 

  • Stock-Back bonuses
  • A $10,000 life insurance policy
  • More advanced investment research and guidance

Stash+ also unlocks custodial accounts for children. A parent, family member, friend or guardian registers a Kids Portfolio and then manages it for the child’s benefit until they reach the age of majority in the state where they live.

Stash does not charge trading fees, and no minimum balance is required. Individual trades on Stash are not charged a commission, and only $1 is required to open an account. Pioneered by Robinhood, this has become standard practice throughout the brokerage industry.

Good To Know

There’s no fee to transfer funds into and out of the Stash accounts, but Stash advises that it can take up to five business days for money to show up when transferred to an external account. When investments are sold, there is a two-day clearing period before the transaction funds are available.

Investments and Portfolios

There are more than 3,800 stocks and ETFs available to Stash investors. This curated group of companies includes a wide variety of economic sectors, including:

  • Energy
  • Health care
  • Real estate
  • Media
  • Consumer goods

The site highlights prominent companies in each sector and offers pages giving basic information and price charts for these companies. For example, the pharmaceutical and medical group recently included pages on Medtronic, Novavax, Inc. and Haemonetics Corp

ETFs are exchange-traded funds, which are portfolios of multiple stocks grouped by an investment theme or sector. ETF shares are traded on an exchange like regular stock shares, and can be actively or passively managed. Stash ETF names reveal their investment approach. Some ETFs include Inflation Defense, Fallback Funds, Public Works and Rate Hike Refuge, among others. 

The Smart Portfolio is an investment product that Stash manages on behalf of its customers. For each customer, a portfolio of stocks and bonds is balanced according to the customer’s own investment goals and tolerance for risk.

Features and Tools

Stash offers a variety of features and tools on its platform.

  • Banking: Banking features on the Stash platform include a digital checking account with no minimum balance and no overdraft fees.
    • Direct deposit paychecks can be received up to two days early.
  • Account-Linked Debit Card: The Stock-Back debit card earns shares rather than cash as purchase rewards.
    • For example, using the Stock-Back card at Amazon, Costco Wholesale or Apple can reward customers with shares of those respective companies.
  • Budgeting: Budgeting tools allow customers to track spending and set up personalized savings goals. 
    • These can be set up to run automatically with a feature called Auto Stash. 
    • Round-ups and automatic savings and investing leave the details to the app and relieve the customer of the need to constantly monitor and adjust how the money is handled. 
  • Stock Party: The Stash Stock Party is a unique regular event at which shares of featured companies are offered free to registered participants.

Stash also offers fractional shares. An investor wanting a piece of Apple was at one time obliged to buy at least a share, and anything less than a “round lot” of 100 shares carried a higher “odd lot differential” fee.

Fractional shares allow Stash clients to invest any amount they want, so the $150 price of a single share of Apple or $900 for a share of Tesla won’t deter them. This has become standard practice on self-managed investment platforms, with Charles Schwab, Robinhood, SoFi and more all permitting fractional share purchases.

Customer Experience

Stash offers email and phone support at or 800-205-5164

As of May 2022, Stash had garnered 373,567 ratings on Google Play and the App Store, where it is ranked #29 rank among all finance apps. The app has also earned a spot on Forbes’ Best Budgeting Apps list.

Canceling a Subscription Vs. Closing a Stash Account

Is there a difference between canceling your Stash subscription and closing your account? Yes, canceling your subscription doesn’t automatically delete your account. 

Canceling a Stash subscription is quite easy to do online by following the steps described above.

If you want to keep your Stash subscription but close a portion of it, such as a brokerage account, you can’t use the mobile app nor the website. You have to contact customer support at (800) 205-5164.

You may also want to delete your Stash account completely. To delete your Stash account completely, email their support team. Add “request to delete my Stash account” or something similar to the subject line. In the body of the email, ask the support team to delete your account from their database permanently, and press send.

Closing your Stash account completely can take anywhere between 72 hours and 10 business days. Make sure to withdraw or transfer all of your money when you are ready to close the account.

How Do I Open An Account?

If you want to get started with Stash, the sign-up process is extremely simple. (After you sign up check the bottom of the post for ways to quickly grow that balance.)

# 1 – Click Here To Get Started

Click here to check out Stash online and get started on your desktop.

Click here to get Stash on the App Store, you’ll be directed to the app store and you can download the app to your phone.

# 2 – Fill Out Your Profile

Next, you’ll fill out your basic information and answer a couple of questions.

These questions will help Stash guide you on making investment decisions. It’s important that you’re honest with these survey questions because they help determine your risk tolerance.

This should only take a couple of minutes.

# 3 – Choose An Investment

Based on the answers you provided, Stash will show you investment options that line up with your risk tolerance (conservative, moderate, or aggressive.) You can click on the different investments to learn more about them. (Don’t worry they’re explained in layman’s terms!)

The great thing about Stash is that they make investing relatable. Instead of crazy names of ETFs and ticker symbols, you invest in “themes” that are based on your wants, beliefs, or likes. We’ll talk more about that below.

Right now, there are thousands of investment options (stocks and funds) available on the platform.

You can invest in these for as little as $0.01¹.

 4 – Link Your Bank Account

Link up the bank account you want to have money withdrawn from to make your investments.

It takes about 2-3 days for the money to transfer into Stash.

# 5 – Confirm Your Identity

Verify your identity, create a four digit pin number and you’re all done.

How to withdraw money from Stash

When you sell an investment through Stash, that money will appear in your Stash account approximately 48 hours later. You can then transfer it to a linked bank account by logging into Stash via mobile or desktop and selecting the Transfer option. Next, you specify where you’d like to transfer funds and the total transfer amount. After that, simply click Continue (in the app) or Confirm (on the website) and Make Transfer. You should see the funds in your bank account shortly afterward.


  • Automatic savings and investing tools
  • Offers fractional shares
  • Earn bonus stocks through debit card purchases
  • Low minimum investment requirement
  • Educational content included with the app

What is Acorns?

Visit Acorns

Acorns emphasizes the ease and accessibility of micro-investing apps by allowing investors to choose from one of five ETF investment portfolios. They rebalance the portfolios for you to help maintain your target asset allocation.

If you want to keep all of your finances in one app while putting minimal effort into how and when you save, Acorns is the best option. There are multiple investment features available, but they’re not free. 

One of the most helpful features that come with your Acorns account is its round-up feature, which works by linking a payment card to its service. 

The app then rounds up your purchases to the nearest dollar amount and uses the differences to work towards an investment. Once your spare change reaches $5, it gets put into your account. You can also set up automatic recurring investments aside from the round-up feature.

Acorns invests your money based on the portfolio you choose when setting up your account-these range from Conservative to Aggressive. They also recently launched ESG investments.

Acorns charges $3 or $5 a month, depending on the

Acorns charges $3 or $5 a month, depending on the features you would like to use. The Personal Plan for $3/month includes the ability to invest using an IRA, known as Acorns Later, and gives you access to a checking account, known as Acorns Spend. The Family Plan is $5/month and adds the feature to use a custodial account to invest for your children.

Top Features

Acorns has a number of features including:

Round-ups Fractional shares Automated recurring investments Automatic rebalancing


  • Recurring investments are accessible for all users
  • Automatic rebalancing
  • ESG funds
  • Variety of functions for a bigger range of goals
  • No surprise fees
  • Protected by bank-level security


  • Fees can be costly if you don’t make frequent purchases
  • Not feasible for contributing to retirement accounts or for other bigger goals like buying a house

Invest Your Spare Change With Acorns

Distinguishing Features

Another perk of using Stash is the Stash Stock-Back program, which rewards users as they spend money. All qualifying purchases made with your Stash debit card earn a percentage back in stock. If you make purchases at retailers within Stash’s investing platform, you’ll automatically earn a percentage back of that company’s stock. For other purchases, you’ll get a percentage back in a Stash-approved ETF.

Alternatives to Stash

The market for app-based, beginner-orientated investment platforms has grown exponentially. There are many alternative platforms that you can use if you want to move away from Stash.

More and more brokerages now offer fractional-share trading in some ETFs and stocks. Good alternatives to Stash include Robinhood, Fidelity, Webull, and SoFi Invest. Most of these platforms don’t charge monthly fees, although sometimes you pay relatively high transaction fees.

Instead of selling your Stash assets before closing your account, you can also transfer your Stash brokerage account to another platform or firm. To transfer your brokerage account, you need to open an account at the broker you want to transfer into. Once you have created a matching account at the new broker, they will start the process of transferring your assets. The outgoing broker for your Stash account is the Apex Clearing Corporation. You will have to provide the account number on your Stash account statement. Be aware that Stash charges a $75 outgoing transfer fee.


Stash Financial, Inc.
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