Need Money? How to Get Free Money Now

Take advantage of your employers 401(K) match at work

If you work for a fantastic company, one of the best perks that may offer is matching your 401(K) contributions. While you may not be able to access this today, it’s yours when you retire.

We find that most 401k match contribution levels are tiered. A generous match might include a dollar-for-dollar match on the first 3%-5% of the employee’s deposit. After that most 401k programs contribute 50 cents on each dollar of the next 3%, up to 10% of employee contributions in total. I would 100% take advantage of the first part, I also would take advantage of the 50% match for the second part as well. This is all free money to you at the end of the day.


Summary of How to Earn Free Money

Even though it won’t replace a full-time career, if you’re dedicated and consistent, you can start a small income stream from Swagbucks. Here’s a quick summary of the ways to make extra cash.

21. Clinical Trials

Also not exactly free money, but you can use websites like and to find paid clinical trials in your area.

Be sure to check the requirements before applying. The money you can earn depends on the type of trials available.

10. Get Paid to Store Other People’s Stuff: Up to $10,000 a Year

The Neighbor self-storage platform connects people with storage needs with those who have extra space. If you’ve got some excess storage capacity in your garage or elsewhere, list your space here to fill it and get paid.

According to the site, hosts are earning up to $10,000 a year running their own mini self-storage operations.

Drive around town

If you’ve got the spare time and want to earn some quick cash, sign up for Lyft. The ride-sharing company is guaranteeing a cool $1,000 to become a driver. If you do decide to become a Lyft driver, pay will vary based on location in the United States. Pay is simply influenced by four factors – time, distance, tips, and bonuses.

If you’re not interested in driving others around, you have some alternative to make money off your vehicle. Getaround allows you to rent your car out. Or, you could convert your vehicle into a moving billboard with Wrapify.

What are the best Swagbucks deals?

Here’s a round-up of some of the best deals for awesome services where you can actually make money simply by trying them out.

Hulu: Try the video streaming service for just $5.99 for 1 month and get more cash back than the cost of the trial. Watch The Handmaid’s Tale. If you like it, keep Hulu. Otherwise, there’s no obligation.

Dollar Shave Club: Test out great razors with their starter set for just five bucks. Get a clean shave and nice splash of cash that will more than cover the cost of your trial.

Bluehost: if you’ve been thinking about creating a website, now’s the time! Use Bluehost to host your site. They have hosting deals that start at $2.95/mos. And, if you use Swagbucks to sign-up, you’ll get enough cash back to more than cover the cost of your entire year of hosting.

There are always new trial offers that rotate through Swagbucks. Some are what you might consider “money-makers” like the ones listed above; others are just great deals on products and services that you might want to try. Check the website daily for “free money” offers and other great savings. Even if you don’t make a lot of money, its a fun way to test a new product.

What Is Free Money?

Definitions vary widely for what’s considered “free.” For our purposes, we define free money as cash or a reward you receive:

  1. Without having to pay money upfront, or
  2. For doing something you were going to do anyway.

Most of the items on this list don’t require you to make a purchase in order to receive the reward. However, some do.

For example, some items may offer a $10 sign-up bonus, but you have to make a $25 purchase in order to qualify. For those, we only consider it “free” if you were going to make a purchase anyway and the cash is an added bonus.

Keep that in mind as you decide which opportunities on this list make sense for you.

More Paid Survey Sites

24. CashCrate

CashCrate is one of the oldest GPT (get-paid-to) s

CashCrate is one of the oldest GPT (get-paid-to) sites around. They’ve been around since 2006 and have paid out over $340 million to their members!

How do they do it? They offer a variety of ways for you to earn money, including taking surveys, watching videos, and even shopping online. And the best part is that they offer a $1 sign-up bonus when you create your account!

However, the platform doesn’t offer its own tasks nowadays. While you’ll still make free money through the mentioned avenues, the money will come from other platforms and apps. What do I mean?

CashCrate changed its way of operating and now catalogs all the possible ways on the internet that can help you make easy money. For instance, it gives you the best deals in InboxDollars, Swagbucks, and other money-making platforms.

25. Fusion Cash

Fusion Cash is another awesome GPT site that will

Fusion Cash is another awesome GPT site that will pay you to do various tasks online. They’ve been around since 2005 and have been consistent in paying their panelists.

How does it work? Like other reward sites, they offer a variety of ways for you to earn money, including taking surveys, watching videos, and even shopping online. Even better, they offer a $5 sign-up bonus when you create your account!

Once you accumulate at least $25, you are free to redeem your reward either as cash or free gift cards.

Fusion Cash has one of the best referral programs. For instance, once someone signs up through your link, you get a dollar for it. You also receive an extra $2 when they complete their first task, and $5 more when they cash out. Now that’s an excellent deal.

26. PointClub

Who wouldn't want some $5 for simply doing nothing

Who wouldn’t want some $5 for simply doing nothing? PointClub offers exactly that. Signing up is the beginning of your free money-making opportunities with PointClub.

After you earn the $5 signup bonus, the fun doesn’t end there.  You can take surveys, watch videos, and more to continue racking in the points which you can redeem for cash and gift cards.

The platform also offers a great referral system. For every person that signs up under your unique link, you will earn 10% of their points once they complete tasks.

If you’re looking for free money now, PointClub is a good place to start.  With a little bit of effort, you can easily start earning some extra cash each month! So what are you waiting for? Sign up and get started.

27. CreationRewards

The online arena is the best place to make free money. And, CreationRewards is a good proof of this. It allows you to make free money for almost every activity you do online.

Imagine making money for simply relaxing and watching a good video! That’s what CreationRewards offers. Even better, your sign up process will be rewarded with a free $5. However, you’ll have to achieve 5,000 points within your first 60 days as a member, to be able to claim that reward.

Besides watching videos, CreationRewards also allows you to make more money through;

  • Taking paid surveys
  • Completing social offers
  • Browsing websites
  • Referring friends
  • Shopping online

So, as you can see, the platform offers some of the easiest ways around of making extra cash. This way, you don’t have to wonder anymore how to make free money now.

28. Cash4Offers

This is one of the fastest platforms when it comes to redeeming your earned money. So, if you need it instantly, try Cash4Offers. You’ll get your money the same day you request it. If not, it will certainly not be more than 72 hours.

Even better, you start making money with this platform right from the signup stage. That’s right! Here, even before you start taking their simple tasks, you receive a free sign up bonus of $5. Now that’s a great start.

When you sign up, your money-making opportunities will include:

  • Paid surveys
  • Paid emails
  • Online games
  • Referring friends
  • It’s that simple!

So, if you were still wondering how to get free money, you surely should try out this option.

29. Daily Rewards

This rewards platform has partnered with some of t

This rewards platform has partnered with some of the biggest brands in the world, to offer you a variety of tasks that will help you earn money.

From watching videos and taking surveys, to playing games and shopping online, there are endless ways for you to earn with Daily Rewards. The best part is that it’s free to join!

And to sweeten the deal even further, Daily Rewards offers a $10 sign-up bonus. Once you reach $30, you can redeem it for a gift card or get paid through PayPal cash.

If you are looking for the best way to take surveys for money, Daily Rewards can be your start point. Combining this with several other platforms as mentioned above will help grow your side hustle income.

30. Vindale Research

First, Vindale Research rewards you with $2 for si

First, Vindale Research rewards you with $2 for signing up. After this, it offers numerous online surveys to help you make easy money online.

The platform, which was founded in 2005, is not only among the oldest but also the most popular paid surveys platforms in the market. This is because they’re known to offer some of the highest payments per survey.

Vindale’s surveys reward around $0.25 to $50 for every successful survey. It’s clear then why we say it’s among the best paying survey site per survey. Even better, when a brand sends a product for you to review, the pay can go as high as $75.

Easy surveys will pay less while complex ones pay lucratively. For instance, medical surveys are a bit complex, and thus offer higher rewards.

Read more on the same in our comprehensive Vindale Research Review.

31. GrabPoints

If you are looking for free money and gift cards online, you can start off by signing up for GrabPoints.  Just like other get-paid-to sites, GrabPoints helps you earn points by carrying out simple tasks such as watching videos, taking surveys, and completing offers.

After you have amassed a certain number of points, you can then exchange them for free gift cards or cash through PayPal. The best part is that it’s free to join, and you get $5 worth of points as a sign-up bonus!

The platform enjoys a high rating on TrustPilot, garnering 4.7 stars out of a possible 5. This shows just how confident users are with this platform. And, it means that it pays for activities users complete here.

And to top it all, you can have your reward within 48 hours. That’s fast compared to many other paid survey platforms.

32. PineCone Research

Another incredible paid survey site that crossed o

Another incredible paid survey site that crossed our radar is PineCone Research. It is one of the most popular Survey sites among stay-at-home moms and college students, and not without a good reason.

For starters, the site is known to offer high-quality paid surveys regularly. And you can also choose to participate in product testing opportunities when they become available.

To sweeten the pot, PineCone Research pays around $3 per survey, although some pay more. That’s for a 20 to 30-minute survey. And you can receive your payment via PayPal or check.

Did I say that it takes less than 48 hours for your earnings to reflect after completing tasks? How great is that? This means that you don’t have to wait for weeks or months to get paid like on other platforms.

Find Free Money in Your Budget

One of the first places to look for free money is in your budget. Even if it feels like you’re living paycheck to paycheck, there might be expenses you can eliminate or incentives you can take advantage of.

31. Truebill

Most people know their bills are too high or they have unwanted or unused subscriptions, but they don’t have the time to cancel or negotiate with their service providers. Fortunately, a service like Truebill can help.

After signing up, you’ll authorize Truebill to scan your bank account. They’ll identify all of your recurring expenses like gym memberships, Netflix subscription, and your cell phone bill. You can scan that list within the app and select what you’d like them to cancel or negotiate on your behalf.

Truebill can also help you create a budget, monitor your credit report, and get money back from reported service outages. For a complete overview of what the app can do and how you can register with them, read our Truebill review.

32. Talk to your utility company

Although your electric company might not be the first place that comes to mind when you think of free money, some companies provide just that.

For instance, Delmarva Power, through their Energy Wise Rewards program, offers customers a one-time $80 installation credit and a free energy-saving device for allowing the company to cycle their air conditioners on and off during peak demand days. They also have an appliance recycling program, which gives $50 for recycling an old, working refrigerator or freezer.

Another place to look is your health insurance company. They might offer you a one-time incentive for doing something like getting routine blood work or completing an online health assessment.

4. Open a bank account or credit card to get a sign-up bonus

Many banks offer cash bonuses just for opening an account. Some require you to set up a direct deposit, while others may request a minimum starting balance. Read the requirements carefully, and if it makes sense, open a new account to access free money. Make sure your account doesn’t have monthly fees.

And, if you want to avoid interest charges, consider applying for a balance transfer credit card with a lower interest rate to transfer a higher-interest balance or to consolidate debt. If you have good to excellent credit, you can get an annual percentage rate (APR) as low as 0% on balance transfers with no annual fee.

Streamlining your balances can put you in a position to become debt free and free up more cash — cash you won’t have to spend on interest payments.

Check out these offers:

  1. allows you to shop around for balance transfer cards at low introductory rates. Plus, some cards offer cash back on new purchases. Find a new credit card at >>
  2. Chime is an online, fee-free bank offering a $100 referral bonus for new account holders. Open an account, set up a direct deposit of at least $200 and share your referral link. When people use your link and set up a direct deposit of at least $200, you both get $100. Get up to $1,000 in referral cash >>
  3. TD Bank is offering a $50 referral bonus when you open a new account. To get it, refer a friend and make at least $250 in direct deposits or 15 qualifying debit card purchases. You can refer up to 10 people. 
  4. If you have a Chase Bank account, you can get $50 for each friend that opens a new, qualifying account with your referral link, up to $500 per year. 

FAQs about ways to get free money now

How can I get real money for free?

Start with churches, government programs, and nonprofit organizations. Historically, these entities have the most options to help you when you have an emergent need.

One of the best ways to change your financial future is to earn more money. If you have the time and bandwidth, consider adding a side hustle to supplement your regular income or ask for a raise at your current job. 

Jobs like blogging, bookkeeping, and proofreading allow you to work anywhere as long as you have a laptop, internet connection, and a commitment to learn and grow in your chosen craft.

Check out our list of 30 best-paying jobs for single moms in 2022.While you work on a plan to earn more money, consider paying down your credit card debt by opening a balance transfer credit card or low-interest personal loan. Debt consolidation can be a helpful tool when you are budgeting for a better life.

What apps pay you cash instantly?

To get quick access to cash, it’s best to have a PayPal account. It’s the preferred payout method for many money-earning surveys, focus groups, and online gaming apps.

How can I get real money for free? Start with churches, government programs, and nonprofit organizations. Historically, these entities have the most options to help you when you have an emergent need.


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