How to receive money

How to receive money in person at a MoneyGram agent location

Your loved ones have sent you money. What’s next?

Money was sent to your bank account or mobile wallet

You don’t need to do anything. The money will be automatically sent*!

Money was sent for cash pick-up

With thousands of agent locations worldwide, it’s easy to receive money from a location near you.

2.  Complete the form, if applicable

If required,

2. Complete the form, if applicable If required, complete a simple receive form entering the reference number given to you by the sender.

3. Receive your funds Hand the completed form and your valid photo I.D. to the agent to receive your money.

* Timing of funds availability depends on destination country and is subject to banking hours and compliance with regulatory requirements.


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Mistakes to Avoid

While a money order is seemingly straightforward and straightforward to use, there are mistakes to avoid when using a money order. The most important thing is to make sure you spell the recipient and payee's names correctly and fill out all the parts of the order. If you forget to fill something out or misspell a name, it can void out the order. Never leave anything on the order blank, and don't forget to keep your receipt of the transaction.

Don't forget to shop around for the lowest fees for a money order, either.

What They Cost

Almost all money order purchases involve a fee, so it’s wise to shop around. Walmart charges $1.00 at most locations, and the USPS charges $1.30 to $1.75 depending on the amount. International prices are significantly higher. For example, the USPS charges at least $10.55 plus a fee.

Prices at banks, credit unions, and other sellers can be significantly higher. On the other hand, some banks offer them free to specific categories of customers.

Credit card companies generally charge hefty fees on money order purchases because they treat them like cash advances. You also could be piling up interest charges, so avoid this option if possible.

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